> ## Documentation Index
> Fetch the complete documentation index at: https://docs.notfy.ai/llms.txt
> Use this file to discover all available pages before exploring further.

> ## Agent Instructions
> Responda sempre em português do Brasil, com os nomes de menus e botões exatamente como aparecem no painel do Notfy.
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# Payment types

> Create payment condition templates with term, installments, late fee and interest to fill in sales faster and calculate renegotiations.

A **payment type** is a reusable template with the conditions you usually offer, such as "Bank slip 30 days", "PIX upfront" or "Card 3x".

## When to use

* To avoid filling in payment method, term and installments on every sale.
* To define the late fee and interest that will be suggested when renegotiating overdue charges.

## Create a payment type

**1. Open the list**

Go to **Management → Financial → Payment Types** and click to create a new one.

**2. Fill in the Identification tab**

Enter **Type Name** and, if you wish, **Description / Usage**. Turn on **Default (pre-selected when creating a new sale)** so that it comes selected on new sales. Only one type can be the default.

**3. Fill in the Configuration tab**

Define **Modality**, **Payment Method**, **Due Date Deadline (days)**, **Interval Between Installments** and **Number of Installments**.

**4. Define the renegotiation rules**

In the **Renegotiation of overdue charges** section, enter late fee, interest and limits. Leave at zero to not charge.

**5. Save**

The type then appears in the **Payment Type** field of sales.

## Fields

| Field | What it means |
| :- | :- |
| **Modality** | Bank Slip, PIX, Credit Card, Bank Slip + PIX, Cash or Undefined. |
| **Payment Method** | Cash / Upfront or Installments. |
| **Due Date Deadline (days)** | The due date is calculated from the issue date. |
| **Interval Between Installments** | Monthly, Biweekly, Weekly, Quarterly, Semi-annually or Yearly. |
| **Late fee** | Percentage charged once on the overdue amount (example: 2%). |
| **Interest per month** | Percentage proportional to the days late (example: 1% per month). |
| **Maximum installments in renegotiation** | 1 means in full only. |
| **Minimum down payment (when there is a down payment)** | Minimum percentage of the total that must be paid as a down payment. |

> [!TIP]
>
> The **Cash** modality records the sale as paid without issuing a charge on the gateway.

## Frequently asked questions

> [accordion] I changed a payment type. Do old sales change?
>
> No. The type only fills in the fields at the moment you choose it on the sale. You can still adjust the fields afterwards.

> [accordion] Where do the renegotiation's late fee and interest come from?
>
> From the payment type of the originating sale. In the renegotiation itself you can edit or zero out the amount.

## Related pages

> [card] [Sales and charges](https://docs.notfy.ai/en/financeiro/vendas-e-cobrancas.md)
>
> Use the payment type when recording a sale.

> [card] [Renegotiate charges](https://docs.notfy.ai/en/financeiro/renegociacao.md)
>
> How late fee and interest are applied.


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